Wedding Photographer Liability Insurance

Several factors will determine the price of your policy.

Wedding photographer liability insurance. Coverage may also include medical payments and medical expense features plus optional equipment and contents coverage and more. Although it won t cover personal losses or no shows personal wedding insurancecovers those incidents a company s general liability insurance policy will protect you from unforeseen incidents and accidents like the photographer s camera falling into the lake or a guest getting into a drunken fight and throwing a chair into the wall. You re also covered for damage to premises rented to you.

Check out the chart below for a snapshot of average cgl expenditure across a variety of industries. A friend notices your photography and asks you if you d like to be the photographer for her wedding. Photographers often need liability insurance to work at weddings.

Make sure you are covered on your big day with wedsure s liability insurance. For example if a wedding videographer misses the bride and groom s first kiss or a photographer accidentally deletes the images from a catalog shoot professional liability insurance can pay for legal expenses if the client sues. This policy is required in most states for businesses that have employees.

Read more about wedsure s liability insurance. Cost of general liability insurance. Wedding photography insurance provides liability coverage for you and your wedding photography business protecting you from potential claims of bodily injury property damage and more.

On average wedding photographers in america spend between 300 600 per year for 1 million in general liability coverage. Liability insurance from your perspective full frame specializes in small business insurance with comprehensive scalable coverage options designed around the unique exposures of photographers and videographers. Where most wedding insurance policies focus on liability as the primary area of coverage the wedding protector plan is for cancellation and postponement and offers liability as an optional.

Though you can purchase coverage for a one day event you may want a year long policy if you frequently shoot special events. Photo booth owner operators commercial general liability coverage starts at 1 000 000 for each occurrence with higher limits available.